Valuation: Measuring and Managing the Value of Companies, Third Edition (University Edition)
Average customer rating: 3.5 out of 5 stars
  • Good intro but that is it
  • Nothing spectacular
  • Waste of Time
  • Good but bad Excel support
  • User-unfriendliness at its best
Valuation: Measuring and Managing the Value of Companies, Third Edition (University Edition)
McKinsey & Company Inc. , Tom Copeland , Tim Koller , and Jack Murrin
Manufacturer: Wiley
ProductGroup: Book
Binding: Paperback

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ASIN: 0471361917

Book Description

Completely Updated, Over 200,000 Copies Sold!
"A 'how-to' guide for corporate executives who want to get at the unrealized shareholder values trapped in public companies." -New York Times
THE #1 guide TO CORPORATE VALUATION IS NOW BETTER THAN EVER!
"The book's clarity and comprehensive coverage make it one ofthe best practitioners' guides to valuation." -Financial Times
"Should serve very well the professional manager who wants to do some serious thinking about what really does contribute value to his or her firm and why." -The Journal of Finance
"Valuation is like a Swiss army knife . . . you will be prepared for just about any contingency." -Martin H. Dubilier, Chairman of the Board, Clayton & Dubilier, Inc.
"This book on valuation represents fresh new thinking. The writing is clear and direct, combining the best academic principles with actual experience to arrive at value-increasing solutions." -J. Fred Weston, cordner Professor of Money and Financial Markets, Graduate School of Management, UCLA

System Requirements:
Pentium II PC or greater
Windows 98 or later
128MB RAM
20MB Hard Disk Space
Excel 97 / 2000 (Alone or part of Office 97 / 2000) w/Report Manager & Analysis ToolPak installed and enabled.
( Note: Formulas & Computations are not guaranteed in later versions of Excel)
Video Display: 800 x 600 recommended

Customer Reviews:

1 out of 5 stars Good intro but that is it.......2007-08-03

This is a good intro to give the basics of valuation for "old economy" businesses. It determines the valuation of companies based almost exclusively on their cash flow over the previous few years to the analysis. Unfortunately it ignores too many issues that play an extremely important role in valuation. For example, the quality, background, knowledge of management, the products the company manufactures, the markets for these products, macroeconomic conditions, intellectual property, market position (i.e., oligopolistic? Is entry/exit difficult in the industry?). Not one of these issues is even touched upon!!! The authors seem to be implying that these issues are irrelevant!! Only the cash flow over the previous few years applied forward (i.e., discounted for present value) matters according to the book!!! Perhaps this type of mentality explains why the overwhelming majority of mergers and acquistions fail!!!!

1 out of 5 stars Nothing spectacular.......2006-04-03

Unfortunately, for all the name brand that this book conveys, I think the cover seems to be the most intriguing part. There are much better ways for book peddling and the fact that a firm such as McKinsey allowed their name on the title of a book for the sake of a few sales, boggles this readers mind. The subject matter seems to be along the lines of the bull session with all bull and no session. No actual quantitative analysis is used throughout the book, and if anything more than an encyclopedic definition is learned from this book, I would be astounded. Save some money and go search online for some basic books on beginning valuation. By the way, those giving 5 stars either can't read English very well or are shills for McKinsey.

1 out of 5 stars Waste of Time.......2005-04-12

Any book by Damodaran is far better for business managers and portfolio managers.

For portfolio managers, estimating the cash-flows is a small part of the valuation process, the easiest. As the financial field and practice is becoming more and more quantitative, the cutting edge of asset pricing is to estimate time-varying risk premiums. Actually, almost 90% of variation in stock prices come from risk shifts, not from news on company cash-flows.

If you are interested in asset pricing i would suggest a mix of damodaran (20%) and "Asset Pricing" by John Cochrane (80%).

3 out of 5 stars Good but bad Excel support.......2004-01-29

I liked this book. In Russia it is one of the most popular books on valuatuion. But when I can get the perfect excel support for Investment Valuation by Aswath Damodaran or good web support for Valuation Methods and Shareholder Value Creation by Pablo Fernandez, I ask the authors, why don't they put supporting material in disk? I think that the price of their sowtware ($94.50) is too high compairing with the book ($56 with discount), because there is no supporting materials - only 1 spreadsheet (from my point of view does not conform to McKinsey, as the leader of consulting business). I hope, for the 4-th edition we will have a good excel support.

1 out of 5 stars User-unfriendliness at its best.......2003-01-11

Hmm I wonder if those giving this book five stars actually work for McKinsey. As a practioner, I don't know anyone in the industry who has actually read this book. It looks impressive on the bookshelf, but the content is anything but impressive. A lot of topics are covered, but each one only superficially and the writing is extremely dry and boring. I actually found reading this volume *painful*, and I'm supposed to like this stuff since I do it for a living! My advice for any potential buyer is read a few chapters first before you shell out for it.
The Vest-Pocket MBA, Third Edition
Average customer rating: 4.5 out of 5 stars
  • New Edition Doesn't always mean improved
  • Handy but
  • Outstanding, comprehensive book...
  • Good Review Material - Perfect Size
  • Required by every MBA student and business manager!!!!
The Vest-Pocket MBA, Third Edition
Jae K. Shim , Joel G. Siegel , and Abraham J. Simon
Manufacturer: Portfolio Trade
ProductGroup: Book
Binding: Paperback

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ASIN: 1591840511
Release Date: 2004-12-06

Book Description

This bestselling soup-to-nuts book teaches the techniques and methods used in the country's finest MBA programs. And now it's fully revised with the latest information for today's busy businesspeople.

Presented in an accessible question-and-answer format, The Vest-Pocket MBA helps readers quickly pinpoint all the formulas, ratios, and rules of thumb they need to analyze and evaluate nearly any problem. Among the many topics it covers: accounting, finance, break-even analysis, investment evaluation, capital budgeting, business law, risk minimization, marketing, and international trade.

The Vest-Pocket MBA offers a wealth of guidelines, illustrations, and how-to's for the modern decision-maker, from the B-school student to the senior executive.

Customer Reviews:

4 out of 5 stars New Edition Doesn't always mean improved.......2005-09-13

I have purchased the first and second edition in the past and would rate them both 5's. This new edition does not flow as well. I have used these books in the past to train my assistants who usually work with me for two years anmd the results have always been impressive. My current assistant is even more eagar to learn yet we seem to get "stuck in the mud with this edition. " I seriously considered rating this a three but relented when I realise that I was punishinmg the editors for failing to live up to the expectations they created in me due to past stellar performances, so in justice, I rated it a 4.

4 out of 5 stars Handy but.......2005-02-20

there are 'way too many typos in the formulas and calculations; really needed a better proofreader and/or formula and table typist. So if you don't already have some experience with the subject matter, you will find working through the examples frustrating as you encounter these errors.

Another caveat: the examples are headed in big bold type, while the principles they illustrate are in smaller italic type. This makes it more difficult than necessary to find the subject you're looking for and to determine what the example is illustrating.

Could also use a Glossary and an Index.

5 out of 5 stars Outstanding, comprehensive book..........2004-06-02

I would have kept my copy, but I ended up selling it along with a few other study guides to someone else that would have found it a lot more helpful in his quest to complete his BS in business. I originally ran into hunting this book down because bain4weeks.com recommended it as the appropriate text to study for the production/operations mgmt Excelsior (ECE) test. Excelsior had discontinued that test, so I was attempting to take the equivilant TECEP .

I failed by 5 points and decided to get another text that more closely related to the test: Operations Mgmt ISBN: 0072476702. Will update when I pass this last test for my degree. But the Vest Pocket MBA was all in all a very interesting read...something to add to a collection (bookshelf). I heard there will be a 4th edition coming out in Dec 2004. What more can then include? Probably will have some more e-business/internet commerce concepts stuffed in. If not in a hurry, I'd wait around for the newer version of it. See for more info on applying college credit through testing to an accredited degree.

5 out of 5 stars Good Review Material - Perfect Size.......2003-01-09

This book presents a very nice summary of materials required by most MBA courses in general.

Want a secret? This book is perfect to stick in your back pocket while you are at work...

5 out of 5 stars Required by every MBA student and business manager!!!!.......1999-04-25

This is one of the best fast references for business decision making and calculations. Rather than looking throught the voluminous texts which are required materials of business schools, this reference book holds all calculation procedures and examples of formula application required in MBA programs. Additional statistics tables are also included. This is a must for MBA students and business managers.
Learn Office XP, Vol. 1, Enhanced Third Edition
Average customer rating: Not rated
    Learn Office XP, Vol. 1, Enhanced Third Edition
    John Preston , Sally Preston , and Robert Ferrett
    Manufacturer: Prentice Hall
    ProductGroup: Book
    Binding: Spiral-bound

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    ASIN: 0131824066
    Introduction to Financial  Accounting: A User Perspective, Third Edition
    Average customer rating: Not rated
      Introduction to Financial Accounting: A User Perspective, Third Edition
      Michael L. Werner , and Kumen H. Jones
      Manufacturer: Prentice Hall
      ProductGroup: Book
      Binding: Hardcover

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      ASIN: 013032759X

      Book Description

      An excellent introduction to financial accounting, this book informs the reader about its significant role in making sound business decisions. With its concentration on the uses of financial accounting rather than on the preparation of accounting information, the authors present the information in a manner that makes the topic readily available for use in a broad number of ways. This complete and easy to understand financial accounting book covers the following topics briefly, yet comprehensively: economic decision-making and business in the United States; balance sheets; income statements and statements of owners' equity; economic management; the accounting system; long-lived depreciable assets; inventory accounting; cash flow statements; and a close look at financial statement analysis. For readers needing a book that will allow them a basic understanding of financial accounting.
      Options as a Strategic Investment, Third Edition : Third Edition
      Average customer rating: 4 out of 5 stars
      • Option Trading Bible
      • Excellent book!
      • Worth the money!
      • A Good Investment For Learning More About Options
      • Don't EVER do options without this book!
      Options as a Strategic Investment, Third Edition : Third Edition
      Lawrence G. McMillan
      Manufacturer: Prentice Hall Press
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      Binding: Hardcover

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      5. Options Made Easy: Your Guide to Profitable Trading (2nd Edition) Options Made Easy: Your Guide to Profitable Trading (2nd Edition)

      ASIN: 0136360025

      Book Description

      Reflecting today's market realities and the new innovative options products available, this fourth edition features an in-depth analysis of volatility and volatility trading; updated information on all stock option strategies, reflecting recent market conditions; buy and sell strategies for Long Term Equity Anticipation Securities (LEAPs); detailed guidance for investing in the growing field of structured products; the latest developments in futures and futures options; and the market impact of the most recent changes in the margin rules.

      Packed with graphs and charts to clarify profit and loss potential, margin requirements, and criteria for selection of a position, this classic remains an indispensable resource for investors determined to master the world of options--and profit.

      Customer Reviews:

      5 out of 5 stars Option Trading Bible.......2007-10-01

      Considered by many professionals as the bible of option trading, Options as a Strategic Investment is a must have addition to any serious option's trader. Option trading is widely misunderstood and feared by many stock traders mostly because it takes real effort to really capture the mechanics that is behind this trading form.

      This book will help anyone that is beginning in this exciting field to get a grip of all the things that is involved in option trading and is a great reference book for professionals. The lessons are clear and the information is up to date and straight to the point. Studying this book alone or even better...this book with a few other reference books will get you in the right direction of this often misunderstood but highly profitable form of trading. A must buy addition to anyone's trading book collection.

      5 out of 5 stars Excellent book!.......2007-09-19

      This is an excellent book for the serious option's trader. Very detail and in depth explanation of all different types of option trading strategies. Recommended!

      5 out of 5 stars Worth the money!.......2007-06-27

      This book is probably the best on the subject. It is usually called the Option Bible. It would be nice if it was updated to reflect some modern trades (e.g. condor).

      5 out of 5 stars A Good Investment For Learning More About Options.......2007-06-27

      This book is written in clear, easy to understand language with examples that go further to clarify what a specific strategy/technique is. It is not a boring, academic book. The only drawback that I have run into is that the commissions for trades are far in excessive of what is available through internet brokerages. The impact is that sometimes the book will stress that commissions will make a big difference in outcome whereas that is not generally true in my experience. I immediately learned about using in the money covered calls that either produce income or significantly lower the cost per share of a security and profitably but this to use.

      5 out of 5 stars Don't EVER do options without this book!.......2007-06-08

      After reading The Options Course by George Fontanills, which is a very good book for beginners, you'll want take the next step. This is THE ultimate book on options. It covers absolutely every aspect of options trading. Your mouth will drop after you put your hands on this book. There's a gazzilion ways to cut your risk and maximize profits, and this book reveals every single one in detail. Do yourself a favor and buy this book.

      The only problem I see is that the book is really, really boring for beginners and people who are not serious about trading options. I was just learning the basics when I first read it, and it was pretty hard to finish it. Read a couple of other books on options for beginners (like George's) and start paper trading options BEFORE you buy this one. I read a lot of books before I started trading and hated most of them. Now that I know how the real thing works and all the potential, I feel much more compelled to read it all over again.

      The book offers an overview of every trade possible, all scenarios and follow-up action. All the examples are very clear and well explained. There's a lot of ways to lock in profits too, all very well described. Even if you've been trading for 10 years, you will be amazed when you read this book. If you read it thoroughly 4 or 5 times a year, there's absolutely no excuse for you not to become a master in options trading. If all the other books are the options college, this is your PhD course.
      Starting and Building Your Own Accounting Business, Third Edition
      Average customer rating: 3.5 out of 5 stars
      • some information
      • Save your Money!!!
      • Accounting Not! Save your money
      • Buyer Beware!
      • Just what I've been looking for...
      Starting and Building Your Own Accounting Business, Third Edition
      Jack Fox
      Manufacturer: Wiley
      ProductGroup: Book
      Binding: Paperback

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      ASIN: 0471351601

      Book Description

      Let expert advisor and author Jack Fox show you how to do it-how he did it-with a minimum amount of anxiety and cost Part blueprint, rule book, and game plan, Starting and Building Your Own Accounting Business offers hands-on, no-nonsense guidance from a leading expert on the actual day-to-day specifics of creating and marketing your own accounting business--while building a foundation for ongoing success. The book offers clear advice on designing a workable business plan, leasing and furnishing an office, as well as tips on prospecting for clients (where to find and rate them) and developing a fee structure (with advice on collecting fees). This bestselling guide, now in its Third Edition, cues you in on what to realistically expect and lets you shrink light-years of trial and error and keep several paces ahead of the competition. The new edition includes other valuable advice on successfully jump-starting your new accounting business:
      * Selling techniques for the nonsalesperson
      * Product and service presentations and techniques, with scripts
      * How to assess the leading commercial computer hardware and software--with advice on selecting just the right equipment
      * Structuring a formal Prospective Accounting Client Evaluation (PACE)
      * Tips on using the Internet as well as innovative business software

      The book also provides such success essentials as action plans critical for the first year of a new business or for expanding a business and useful fingertip resources such as directories of suppliers (with Web site addresses). For the accountant interested in striking out on his own or the entrepreneur interested in expanding her business and garnering greater profits, Starting and Building Your Own Accounting Business is the first step to making it happen.

      Customer Reviews:

      2 out of 5 stars some information.......2006-10-14

      Like most books you do get some information. Pricing was good, but his web-site is unavailable, so who knows

      1 out of 5 stars Save your Money!!!.......2004-02-05

      This book is awful. I have read the entire thing, and it says nothing that is useful. I have been in public accounting for 10 years, and i am now ready to start my own firm. I wasted my money on buying this book. I know it is tempting to buy, since the title is exactly what i was looking for, but trust me, choose another book. The accounting Guild website that the author constantly refers to is no longer in existence.

      1 out of 5 stars Accounting Not! Save your money.......2003-06-13

      This book is nothing more than a template or a compilation of numerous other books that deal with marketing, prospecting, and selling. In fact the title is disingenuous. The book should be renamed to "Building, Marketing and Selling Your Business." The fact that the word Accounting appears in the title is misleading as this book could and does discuss the things necessary to starting and building any business.

      The book also includes a glossary of accounting terms which is insulting. If you are an accountant purchasing this book you should already know them hands down or seek a refund from the institution of higher learning that gave you your education in accounting or ask your state accountancy board to revoke your CPA certificate.

      This book is full of checklists and numerous discussions of what to do but rarely gets to "How" as the outside of the back cover states. While the information is useful it is again generic to any business and not specific to accounting.

      The author bets to death the value of using Microsoft products (to the exclusion of others) and goes though a litany of the things that Microsoft uses/provides. I am certified by Microsoft in almost all the things that the author mentions in the beginning of his book and I found the authors marketing plug for Microsoft quite humorous but also very wrong. The author almost gave the impression that he is "in bed" with Microsoft and may even be a Microsoft Certified Solution Provider himself but never really states his relationship to Microsoft. This diatribe should have been in an appendix and not part of the main body of the book.

      Another grating plug is the constant mention of the Accounting Guild that the author is involved with. It would have been far more professional to discuss this at length in an appendix rather than constantly marketing it to his readers by repetitive mention of it in the text. One more grate was his constant mention of the Goldmine software for tracking clients without explaining why he thinks it is the best and what is his involvement with it and more importantly why he mentions no other PIM software when he goes though a many page discussion of the various software packages available. It makes me very suspicious.

      Also unless you are a firm with at least two or more accountants, two or more marketing people, two or more sales people and the accompanying support staff you are reading the wrong book. You will also have no life.

      The author implicating states that unless you are dealing with businesses that are $500,000 to $10,000,000 you are not dealing with a small to medium sized business nor are you one yourself. What a grave insult to small business in general.

      I am not attempting to slam the author at a personal level in my review but having read the third edition I am left with the begging question as to what was so wrong with the first two that there is in fact a third edition. After all I was the one that paid for it and I feel that I was stung and strongly so.

      This book is basically a written seminar on how to build, market and sell your (any) business accompanied with numerous plugs for the authors products (at least it smells like it). The author did not follow his own advice....be honest with your clients.

      I also found his web site for the Accounting Guild inactive and email is not there.

      If you are looking for a book to help you build your accounting business this is not it unless you have $$$$$$ capital and staff to do so. The book is definitely not intended for the true small business person.

      Save your money.

      3 out of 5 stars Buyer Beware!.......2003-06-05

      This book is an excellent source for starting an accounting practice. It is very heavy on the aspects of technology and working that into your business to grow clients and business partners.

      The caveat here is this. Mr. Fox discusses Arthur Anderson a great deal in this book when referring to ways consulting is performed and how to sell clients. In addition, he refers to his own "Accounting Guild." Unfortunately, the web site for this guild no longer exists, his Yahoo message board is inactive and he does not answer email requesting information on solvency of his own business. Although I am reading this book 3 years after it was published I find it disturbing that the book is still in print yet very out of date and no longer factually correct. i.e Offering services in the Accounting Guild.

      It would be nice to at least get an explanation or have the book removed as a valid and complete source, which it no longer is.

      5 out of 5 stars Just what I've been looking for..........2001-08-08

      Having been recently laid off, I am now looking into starting my own accounting practice. I am a CPA, but have no public accounting experience. I bought this book as part of a CPE course and was truly amazed at the wealth of information it contains, especially on marketing. It gave me some great ideas on areas to pursue and I know I will refer back to it many times over the next few months and even beyond.
      Study Guide to accompany Cost Management: Strategies for Business Decisions, Third Edition
      Average customer rating: Not rated
        Study Guide to accompany Cost Management: Strategies for Business Decisions, Third Edition
        Ronald W Hilton , Michael W Maher , and Frank Selto
        Manufacturer: McGraw-Hill/Irwin
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        Binding: Paperback

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        ASIN: 0072830093
        The Handbook of Management Accounting, Third Edition
        Average customer rating: Not rated
          The Handbook of Management Accounting, Third Edition

          Manufacturer: CIMA Publishing
          ProductGroup: Book
          Binding: Paperback

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          ASIN: 0750665181

          Book Description

          The Handbook of Management Accounting is a reference that enables practitioners to review developments and research their relevance for use in their own organsisations.

          Contains extensive cross-referencing to direct readers to topics of related interest and features practical information and research presented in acessible form.

          The Handbook of Management Accounting is edited for CIMA by leading professionals John Innes and Robin Bellis-Jones and published by CIMA Publishing.

          · Management Accounting research written in an easily accessible style for practitioners
          · Keeps you up to date on management accounting developments focussing on the 4 major themes of Planning, Costing, Decision Making and Control
          · Packed with pragmatic contributions from a broad mix of leading academics and experienced practitioners
          The Interpretation of Financial Statements, Third Revised Edition
          Average customer rating: 4 out of 5 stars
          • THE GUY WHO TAUGHT WARREN
          • Review on Interpretation of FS by BGraham
          • Must read for all amateur investors!
          • Balance sheet analysis from a master at his trade
          • Great book for the beginning analyst
          The Interpretation of Financial Statements, Third Revised Edition
          Benjamin Graham
          Manufacturer: Harper & Row
          ProductGroup: Book
          Binding: Hardcover

          GeneralGeneral | Accounting | Industries & Professions | Business & Investing | Subjects | Books
          GeneralGeneral | Accounting | Accounting & Finance | Professional & Technical | Subjects | Books
          Similar Items:
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          2. Intelligent Investor: A Book of Practical Counsel Intelligent Investor: A Book of Practical Counsel
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          4. Common Stocks and Uncommon Profits and Other Writings Common Stocks and Uncommon Profits and Other Writings
          5. The Intelligent Investor: The Classic Text on Value Investing The Intelligent Investor: The Classic Text on Value Investing

          ASIN: 0060115661

          Book Description

          "All investors, from beginners to old hands, should gain from the use of this guide, as I have."
          From the Introduction by Michael F. Price, president, Franklin Mutual Advisors, Inc.

          Benjamin Graham has been called the most important investment thinker of the twentieth century. As a master investor, pioneering stock analyst, and mentor to investment superstars, he has no peer.

          The volume you hold in your hands is Graham's timeless guide to interpreting and understanding financial statements. It has long been out of print, but now joins Graham's other masterpieces, The Intelligent Investor and Security Analysis, as the three priceless keys to understanding Graham and value investing.

          The advice he offers in this book is as useful and prescient today as it was sixty years ago. As he writes in the preface, "if you have precise information as to a company's present financial position and its past earnings record, you are better equipped to gauge its future possibilities. And this is the essential function and value of security analysis."

          Written just three years after his landmark Security Analysis, The Interpretation of Financial Statements gets to the heart of the master's ideas on value investing in astonishingly few pages. Readers will learn to analyze a company's balance sheets and income statements and arrive at a true understanding of its financial position and earnings record. Graham provides simple tests any reader can apply to determine the financial health and well-being of any company.

          This volume is an exact text replica of the first edition of The Interpretation of Financial Statements, published by Harper & Brothers in 1937. Graham's original language has been restored, and readers can be assured that every idea and technique presented here appears exactly as Graham intended.

          Highly practical and accessible, it is an essential guide for all business people--and makes the perfect companion volume to Graham's investment masterpiece The Intelligent Investor.

          Customer Reviews:

          4 out of 5 stars THE GUY WHO TAUGHT WARREN.......2007-07-09

          Graham is the money lord whose writings formed the basis of Warren BUffett's investing tenets. That should be enough of a basis for those pondering buying this book. This guy taught Buffett! On the other hand, the book is a little tedious, and certainly not for the novice investor. I'd say you should be an intermediate level investor, at least, beforing diving into this creaky book. But if you're patient and willing to stay with it, there are certainly some real pearls of investing wisdom between its pages.

          For those desiring a more user friendly investing tome try The Millionaire Mind by Standley, the sequel to The Millionaire Next Door. The Millionaire Mind

          4 out of 5 stars Review on Interpretation of FS by BGraham.......2007-01-10

          It was a basic explanation of the FS suitable for non-accountants. The texts are brief and concise but very informative.

          Recommended to lay persons. A classic BG material!

          4 out of 5 stars Must read for all amateur investors!.......2006-11-05

          After skimming over the pages of Graham's Security Analysis, I decided to buy this smaller book, which was published few years later. I also noticed a recommendation by Joel Greenblatt in his book "You can be a Stock Market Genius".
          People with finance/accounting background may not find this book useful. The book focuses more on items mentioned in the balance sheet and income statement. Cash flow statements weren't published during Graham's time. Later on the book gives important guidelines on some financial ratios. It also talks about calculating tangible book value of any company. Although it may not be useful to value technology/internet and asset-light companies, it would still help an investor calculate the real value of a company.
          Good value for your money. This concise book is a must read for all amateur investors!

          4 out of 5 stars Balance sheet analysis from a master at his trade.......2005-12-19

          For the most part I found Graham's book to be very useful. It is a quick and informative read with some insights on how to make heads or tails of what you are looking at with an annual or quarterly report. Although there was some disappointment with the Income Statement explanation (which, honestly isn't terribly hard to understand), as well as his focus on railroad and utility companies (with some focus on bonds and preferred stocks, which I have no interest in), I found this to be very helpful.

          On a whole, this book is excellent for the beginning investor. It is a little out of date, but the core information, as well as reading the words of Graham himself, is worth the read. Graham also applies everything he wrote about to a financial statement, showing exactly what to do, which is an invaluable piece of instruction. Definitely recommend, even if it is for the sample balance sheet analysis alone.

          4 out of 5 stars Great book for the beginning analyst.......2005-09-06

          Very easy to read. Extremely informative concluding chapter where a set of financial statements are analyzed. The sole downside is that some of the jargon and the accounting principles have changed, so updating will be necessary. But this is the place to cut your teeth.
          The Ultimate Credit Handbook: How to Cut Your Debt and Have a Lifetime of Great Credit, Third Edition
          Average customer rating: 4.5 out of 5 stars
          • Good, but...
          • The Ultimate Credit Handbook
          • ultimatecredithandbook
          • This book is extremely well written!
          • A Good Read
          The Ultimate Credit Handbook: How to Cut Your Debt and Have a Lifetime of Great Credit, Third Edition
          Gerri Detweiler
          Manufacturer: Plume
          ProductGroup: Book
          Binding: Paperback

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          ASIN: 0452283922
          Release Date: 2003-01-28

          Book Description

          This extraordinary guide, now expanded to incorporate the latest in new credit protection laws, tells you all you need to know to maximize your personal credit. Written by nationally recognized expert Gerri Detweiler, it is designed to help you solve your credit problems: whether you have too much debt, not enough credit, or a damaged credit history. It is the most comprehensive and reliable book available on the subject today.

          Customer Reviews:

          4 out of 5 stars Good, but..........2007-09-14

          The book is chock full of useful information. Some is common sense, some not so common. However, it contains little about dealing with the Internet and communicating by email about credit. Moreover, as a man, I didn't appreciate the book's strong tilt toward women. Throughout, the author uses female pronouns and in places villainizes men. No advice for a man whose ex-wife has cleaned him out.

          5 out of 5 stars The Ultimate Credit Handbook.......2003-06-05

          We used the information outlined in this book and it worked great. We had an old credit issue that dogged us for years. With this credit advise, we were able to deal effectively with AmEx and get incorrect charge-offs against our credit removed. This information is powerful and valuable. We recommend it.
          Craig H.

          5 out of 5 stars ultimatecredithandbook.......2002-11-19

          this book gave me the information i needed to turn my finacial life around. easy to understand the who what where how and why to your credit history and future. if you need help with anything regarding your credit this book is all you need. thank you gerri detweiler.

          5 out of 5 stars This book is extremely well written!.......2001-12-05

          This book truely answered all of my questions about credit and then went into suggestions that I could understand and implement. My credit is now perfect with a credit score of over 750. You will learn that scores over 700 are considered "A" credit. You will also see the importance of paying off high interest debt first. It sounds so simple but many people, like myself, were paying more on our mortgage while still carrying a credit card balance. This book has changed my family into knowledgable consumers. We are now debt free and I would strongly recommend it to anyone- and no, I don't know the author.

          5 out of 5 stars A Good Read.......2001-11-15

          A could credit counselling book since: tells you how to budget, where you stand credit-wise, and even suggests bankruptcy (as a last resort). Worth the cost! Common sense is not so common.

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