Book Description
Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above!
In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
Download Description
"
Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above!
In his groundbreaking
Secrets of the Millionaire Mind, T. Harv Eker states: ""Give me five minutes, and I can predict your financial future for the rest of your life!"" Eker does this by identifying your ""money and success blueprint."" We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money -- and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and ""revise"" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen ""Wealth Files,"" which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
"
Customer Reviews:
Mind Over Matter.......2007-10-01
The key to achieving any goal is to mentally determine that it can be done and that you will accomplish it. This book will help you develop the mentality that will increase your odds of gaining wealth. That quest starts out with a bit of house cleaning. The author first helps you to unlearn all of the bad habits that are holding you back financially. After that foundation is laid, he goes on to layout his philosophies the mind set needed to get rich.
I was uncomfortable with his references to the "universe." He seems to use this term in place of God. I've never heard people speak in that way. Otherwise it is a great read.
Secrets of the Millionaire Mind .......2007-09-28
Harv Eker has hit the "nail on the head" with this exciting, upbeat, and challenging "How to" for those of us that want to break out of the poor mentality. I have read many books on this subject but Harv brings new insights into a well writen about arena. He has "passion" about his ideas and suggestions for mastering the inner game of Wealth. My wife and I have both read this book and go back and re-read many time. Good STUFF!!
Very Interesting.......2007-09-19
This book is not about how to invest in the market or any get rich quick scheme. It is a holistic approach to how successful people think and do. Although the topic is about having money, it first questions how you feel about having money. The first part is quite interesting as it gives various examples of how, through conditioning, we have opinions which have been formed at an early age, about money. There are NLP ties throughout this book.
Then Eker introduces 17 "wealth files" which each have various strategies, illustrations and comparisons for those that earn money and those who don't. The message is still clear that you must go and take action as nothing is going to simply fall into your lap. That being said, it begins with the mindset first.
This book is well written, and is a fast read. It is also equipped with many great one liner's, metaphors and stories.
Eliot Hoppe
Author - Selling: Powerful New Strategies for Sales Success
You get to say how it will go..........2007-09-11
This is an awesome read for anyone. It is especially poignant for those who know they have what it takes to make it big; but continue to not master whatever it is that they need to get there. These ideas and concepts can be applied to life; not just creating wealth. T. Harve Eker does a great job of relating to his audience in easy going everyday terminology.
I have been quoting this book since the very first day I listen to the CD. This is a well done first rate book; buy it for your Dad, your Mom, your Brother, Sister; anyone that you care about.
Good material and an easy read.......2007-09-05
T Harv presents many time honored principles about how your way of thinking affects the reality you live. Who can argue with the idea that having a positive attitude about money (or anything else) is a good thing? He gets to the root of the problem with his idea of the "Money Blueprint" and then goes on to inform of various other ways we sabotage our path to wealth. The hit-yourself-in-the-forehead-and-declare-that "I could have had a V-8" (OK OK ... "I have a millionaire mind!") is a little hokey but it does reinforce the idea presented and encourages the reader to DO SOMETHING.
Focusing primarily on money is one of the limitations of this and many other similar books ... there is a lot more to our quality of life than money. But, since money impacts so many aspects of our lives, it's something we all have to deal with. The book has some great ideas, many useful quotes and one liners about how to think "better" about money and is easy to read.
Definitely worth the effort in any event.
Amazon.com
Despite its sensational title, David Bach's The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich is not a get-rich-quick guide. Rather, the book is a straightforward march through common-sense personal financial planning that suggests readers "automate" their contributions to retirement and investment vehicles. Bach, in fact, calls his model the "tortoise approach" to becoming wealthy by retirement age.
In the early part of the book Bach builds on ideas he established in Smart Women Finish Rich and other bestselling titles. His core principle is that, to succeed, you must "Pay Yourself First." In other words, he suggests using pre-tax retirement accounts (i.e. 401(k)s, IRAs, or Roth IRAs) to set aside a fixed, monthly sum of money before considering what is left for living expenses. The "automatic" part of the title comes from Bach's emphasis on using automated payroll deductions to avoid the temptation of using the money to pay today's bills.
Bach insists that "regardless of the size of your paycheck, you probably already make enough money to become rich." But his claims that his plan requires "no budget, no discipline," is a bit disingenuous. His discussion of the "The Latte Factor" shows that, to find money to start a retirement plan, a person with a modest income needs to make an up-front commitment to stop accruing debt and to reduce spending on such "wasteful" items as lattes and cigarettes.
In the end The Automatic Millionaire does not offer much that is new for readers already familiar with personal finance basics like accelerated mortgage payments, "the miracle of compound interest," and the setting up of emergency funds. But, for those just starting with financial planning, Bach provides a host of resources to put recommendations into action. He walks his readers through such fundamentals as shopping for interest rates, creating a balanced retirement portfolio, and consolidating debt. And Bach's conversational style will make this quick read highly palatable for those daunted by more detailed investment and personal finance titles. --Patrick O'Kelley
Book Description
What’s the secret to becoming a millionaire?
For years people have asked David Bach, the national bestselling author of Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook, what’s the real secret to getting rich? What’s the one thing I need to do?
Now, in The Automatic Millionaire, David Bach is sharing that secret.
The Automatic Millionaire starts with the powerful story of an average American
couple--he’s a low-level manager, she’s a beautician--whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.
What makes The Automatic Millionaire unique:
You don’t need a budget
You don’t need willpower
You don’t need to make a lot of money
You don’t need to be that interested in money
You can set up the plan in an hour
David Bach gives you a totally realistic system, based on timeless principles, with everything you need to know, including phone numbers and websites, so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home.
This one little book has the power to secure your financial future. Do it once--the rest is automatic!
Download Description
Bestselling financial advisor David Bach brings us his proven, revolutionary system that in one hour will make readers -- even those not smart about money, not disciplined or budget-minded -- rich.
The Automatic Millionaire shows readers how to change financial practices and financial lives, beginning with a powerful story of an average American couple -- he's a low-level manager, she's a teacher -- whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. The incredible message Bach delivers is that the key to getting rich is by "automating" the way to wealth by "paying yourself first," using automatic funded retirement accounts and money market accounts to secure the future and pay for the present.
In a short book destined for bestseller lists, The Automatic Millionaire introduces readers to a system that is powerfully simple, and automatically effective, a life-changing system that delivers. Do it once, the rest is automatic.
"The Automatic Millionaire is an automatic winner. David Bach really cares about you: on every page you can hear him cheering you on to financial fitness. No matter who you are or what your income is, you can benefit from this easy-to-apply program. Do it now. You and your loved ones deserve big bucks!"
KEN BLANCHARD, CO-AUTHOR OF THE ONE MINUTE MANAGER
"The Automatic Millionaire gives you, step by step, everything you need to secure your financial future. When you do it David Bach's way, failure is not an option."
JEAN CHATZKY, FINANCIAL EDITOR, NBC'S TODAY
"David Bach's no spin financial advice is beautiful because it's so simple. If becoming self-sufficient is important to you then this book is a must."
BILL O'REILLY, ANCHOR, FOX NEWS, AND AUTHOR OF
WHO'S LOOKING OUT FOR YOU?
Customer Reviews:
I wish my parents knew this.............2007-08-31
And then they could have taught me. This is so logical and easy, it is stupid that it isn't taught as "Post-Adult Survival, 101". This is the way to create your retirement without missing anything.
And about the time you are fifty, you will be able to look back and smile because you are able to retire, and young enough to enjoy it. It should be illegal to NOT make this book mandatory reading for high school seniors.
The Automatic Millionaire is One of the Greatest Eyeopeners Ever!.......2007-08-25
Life-Changing. This book is truly life-changing! When I first read it, I understood what has held 80% of all Americans back financially speaking which is not understanding the power of saving, the constructive used of compound interest and the total avoidance of credit card debt. Though I found it hard to believe when I read the title, I saw upon reading that it is indeed possible to to become an automatic millionaire through a very creative and powerful savings plan exercised over 10, 20 or 30 years.
This book is MUST reading along with these other classic in the field of personal success and money:
Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth
TRANSFORMING DEBT INTO WEALTH
Rich Dad Poor Dad Classics - 3 Copy Boxed Set (Rich Dad)
David Bach's book should be required reading in every high school business class. Thank you Mr. Bach for opening our eyes to the path of financial independence.
The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich.......2007-08-10
This is a very good basic financial book. It will help not only those who are young, but those who are older. It is full of great ideas to teach us to save money. I liked it so well I ordered one for each of my children.
Usefulness depends on level of reader.......2007-08-03
I bought this book about a year ago and read it pretty quickly. I've read most of the classic personal investing books, so for me, this book is sort of an insult to my intelligence. I just read it again since it's a quick read and I'm still not impressed with it.
If you know little about investing (i.e. if you don't know how to calculate future value on a financial calculator) then I imagine this would be a good book to get a basic understanding of the importance of saving and the miracle of compound interest. I also imagine, as some reviewers have mentioned, that this book would be a good gift for a college grad (if not a business major) or a couple just starting out (if you feel they have no clue about money).
This is just "The Wealthy Barber" repackaged and even more elementary. I can sum this book up in one sentence: forgo the coffee and invest the money in mutual funds. The rest is just filler.
If you really want to read a book on investing, John Bogle's "Common Sense on Mutual Funds" is the best for the mutual fund investor. It will take a little more intellectual curiosity to get through, but the man (who started the Vanguard family of mutual funds) is a genius and you will have a much better understanding of the necessity, risks, and rewards of investing for having read it.
If You're in Junior High School...........2007-08-02
"The Auto-Matic Millionaire" is for neophytes starting out (regardless of age) but it could have gone farther. If this book has the information you need it can be helpful. But it barely scratches the surface.
In addition to the "pay yourself first" DCA (dollar-cost averaging), compound interest, and numerous financial website addresses, there is continuous advice of: "save something, and don't spend all your money." This has now become the too-late (attention Baby Boomers) national anthem of the United States. But nobody's really listening.
Author David Bach presents an occasional chart to illustrate the mathematical factual points. One basic chart on compound interest used 3 examples of three hypothetical people named "Billy, Susan and Kim" who start compounding at the ages of 15, 19, and 27. And yes, time is of the essence. The more of it the better. We know starting early provides enormous advantages down the road. But there is something missing in this chart on page 49. In the compound interest model, if managed mutual funds are used with 12b-1 fees, portfolio turnover costs and taxes, the returns are reduced drastically. Many of these fees are hidden. The total Expense Ratios must be carefully perused. They significantly eat into returns over time. Time not your friend anymore, and becomes your enemy.
Bach's note of the time and financial saving on paying a bi-weekly mortgage instead of once per month is helpful (page 181) but still widely known by just about anyone with, a mortgage.
Pay yourself first: old news here. We hope that we workin' folks would pay ourselves first. There is an outlined grid that can be xeroxed and filled out where one can list the money spent and/or wasted and tallied up at the end of the week. Want to know how to hire the right financial planner? This info, you won't find. You'll have to go to the author's website.
Again, this book doesn't go too deep. The information contained in it can be found on the web or via Bob Brinker for free. This isn't necessarily negative, because this small book contains lots of information in a portable paperback, that can benefit a junior high school student. But your tiny home calculator can compute compound interest just as well as this book.
Amazon.com
The rich are different from the rest of us, if for no other reason than U.S. tax and securities laws allow them to invest in ways that keep us from catching up to them. That's why 90 percent of all corporate shares of stock are owned by 10 percent of the people. Kiyosaki believes it's possible for anyone to move up into that 10 percent, but it takes a different view of investing than most people have: it takes a plan to be a successful investor. And a plan is more than simply buying and selling, or collecting "assets" that bring in no cash and are thus more akin to liabilities. The way most people invest, "they might as well be pushing a wheelbarrow in a circle," he writes. A plan is "mechanical, automatic, and boring," a formula for success that has worked historically for most of those who've used it. Kiyosaki's "rich dad" (actually, the father of his best friend) tells him the simplest analogy is the game Monopoly: buy four green houses, trade them for one red hotel, and repeat until you become rich.
The overall message of Rich Dad's Guide to Investing is that this is an abundant world, full of opportunity for the sophisticated investor. However, it sometimes takes a while to find this point. Much of the book is told in dialogues between young Kiyosaki and his rich dad, and these conversations can ramble. There are rewards for the careful reader--for example, in the middle of a section on the basic rules of investing, Kiyosaki's rich dad compares investor education to toilet training: difficult at first but eventually automatic. But getting to these inspired metaphors means wading through a lot of repetitive dialogue. It's a bit ironic that someone who advocates investor discipline should show so little as a writer. But by the end of the book, even the rambling starts to make sense. By the hundredth time you read that the rich don't work for money, and that you don't need money to make money, both concepts start to make sense. It still looks difficult to apply these ideas, but Rich Dad's Guide to Investing certainly makes the case that they'll work for anyone bold and smart enough to practice them. --Lou Schuler
Book Description
The rich are different from the rest of us, if for no other reason than U.S. tax and securities laws allow them to invest in ways that keep us from catching up to them. That's why 90 percent of all corporate shares of stock are owned by 10 percent of the people. Kiyosaki believes it's possible for anyone to move up into that 10 percent, but it takes a different view of investing than most people have: it takes a plan to be a successful investor. And a plan is more than simply buying and selling, or collecting "assets" that bring in no cash and are thus more akin to liabilities. The way most people invest, "they might as well be pushing a wheelbarrow in a circle," he writes. A plan is "mechanical, automatic, and boring," a formula for success that has worked historically for most of those who've used it. Kiyosaki's "rich dad" (actually, the father of his best friend) tells him the simplest analogy is the game Monopoly: buy four green houses, trade them for one red hotel, and repeat until you become rich. The overall message of Rich Dad's Guide to Investing is that this is an abundant world, full of opportunity for the sophisticated investor. However, it sometimes takes a while to find this point. Much of the book is told in dialogues between young Kiyosaki and his rich dad, and these conversations can ramble. There are rewards for the careful reader--for example, in the middle of a section on the basic rules of investing, Kiyosaki's rich dad compares investor education to toilet training: difficult at first but eventually automatic. But getting to these inspired metaphors means wading through a lot of repetitive dialogue. It's a bit ironic that someone who advocates investor discipline should show so little as a writer. But by the end of the book, even the rambling starts to make sense. By the hundredth time you read that the rich don't work for money, and that you don't need money to make money, both concepts start to make sense. It still looks difficult to apply these ideas, but Rich Dad's Guide to Investing certainly makes the case that they'll work for anyone bold and smart enough to practice them. --Lou Schuler
Download Description
'Rich Dad's Guide to Investing' follows the New York Times bestsellers 'Rich Dad, Poor Dad' and 'Rich Dad's CASHFLOW Quadrant'. Most of us know that the best investments never make it to market. This book discusses what the rich invest in that the poor and middle class do not. What follows is an insider's look into the world of investing, how the rich find the best investments, and how you can too. Robert Kiyosaki and Sharon Lechter show . . .· Rich Dad's basic rules of investing · How to reduce your investment risk · Rich Dad's 10 Investor Controls · How to convert your earned income into passive and portfolio income · How you can be the ultimate investor!
Customer Reviews:
Uri Gofman reviews Rich Dad's Guide to Investing.......2007-08-08
i happen to be a big fan of Kiyosaki. while light on specific acts to do or procedures to follow, this book helps one "think" in a manner that is compatible with creating wealth and success. it is unquestionably inspirational and inspiring. the next step is up to you!
ANOTHER HOMERUN BY RICH DAD!!!.......2007-07-23
Robert Kiyosaki has done it once again!!! Being an avid reader of business/ personal development and finance books for years, I always love reading the Rich Dad books. Robert's style is straight forward, friendly, and highly coversational. Anyone interested in understanding the mindset that one needs to create before beginning their personal conquest down the roads to wealth and freedom should read every Rich Dad book they can get their hands on!
Make Kiyosaki Rich and Yourself a Little Poorer.......2007-06-30
Make Kiyosaki Rich and Yourself a Little Poorer by buying this book. It amazes me how people buy the dream of becoming rich, yet make themselves poor. Kiyosaki certainly takes advantage of this by catering to greed and desire.
Case point: you are reading this book because you are poor. People rich in money and knowledge do not buy his junk.
Interesting read.......2007-05-22
Pros:
- easy to read
- keeps you interested
- you find some good info here and there
Cons:
- too vague about the subject
- repetitive
- too situational to US market
Fine read for a holliday.
Rich Dad's Guide to Investing is EXCELLENT! A MUST HAVE!.......2007-05-22
If you are wanting to find financial freedom, independance, would like to get rich, or just want to be educated on how to manage you finances, this book is for you.
I buy the whole series on cd,and you can fly through them and take notes. It is much easier to learn from the audio than to try to read a huge, long book. I listened to all of these books so far during car trips and during the drive to work. A great way to fill waisted time.
Book Description
This is an easy-to-use and fast way for you and other members of your household to create your own advance directive, also known as a living will, durable power of attorney for health care, living revocable trust, and all the other must-have documents you need to protect you and your family. It's as easy as 1-2-3—simply personalize, print, and protect.
Suze Orman and her own estate trust attorney have created the most state-of-the-art documents found anywhere. There are more than $2,500 worth of estate documents in this kit. Why pay thousands of dollars when you can get the same documents in this kit!
This kit includes:
• More than 50 state-of-the-art documents • Free automatic on-line updates • Verbal and written instructions taking you step by step through the four must-have documents • Password protection securing multiple users' information • A tutorial that shows you everything you need to know • 10 electronic books
PC and Macintosh Compatible . . . and good in all 50 states!
Customer Reviews:
simplistic.......2007-07-16
This is okay for people who have never been exposed to wills or trusts. Does not allow you edit easily or transfer docs to legal size etc like Willmaker. I'm sure it has to do with compromising their advice but you just don't have any leeway whereas other programs flat out tell you that if you modify their language it's your responsibility. Probably ok if you know NOTHING about trusts and still want to investigate doing them yourself. I expected more.
Looks good.. haven't gotten around to completing the will yet.......2007-07-06
Will know in a month or two when I do the actual Will papers.. and will probably update with more at that time.. looks pretty good so far..
A difficult job made do-able.......2007-06-09
It is more fun to eat live snails than to sit down and do trusts and wills, not to mention the dreaded Advanced Directive.
Everyone puts off this very necessary chore because they know that going to an attorney is expensive and that all this is necessary because of death, a subject we avoid when possible.
Now there are many software programs that promise to make it possible for many people to do this work at home and without the expense of an attorney. Be aware, though, that attorneys say that people trying to do it themselves can make expensive mistakes and that the fee for professional services is money well spent.
I suspect that many people with uncomplicated estates can probably do ok with a software program, but that complicated estates really need an attorney. The question of what is fairly simple and what is complicated can only be answered by the individual.
Even if you have doubts about doing it yourself, it makes sense to get a program and do it anyway. You will know the kind of questions you have to answer and generally get an idea of the process. Then you can go to an attorney with some backround that will make the process easier, maybe saving an hour or three of expensive attorney time.
The Orman program is heavily advertised and Suze herself is kind of a celebrity. It is also reasonably priced and the advertisements seemed realistic. I went with Suze and successfully filled everything out, got the appropriate forms witnessed and notarized and copies sent to relatives, doctors and hospitals. Felt a lot better afterward as I am sure most people do.
A will is like having a colonoscopy. Everyone knows they should have one, but put it off as long as possible. I was forced into action because I was facing a serious time in the hospital and thought that if I left feet first, that my wife and kids would have a terrible time dealing with stuff a will would make easier. All turned out well, but I am really glad I did the paperwork and do not have to think about it unless things change.
The advanced directive, in case some people don't know, is a legal document that allows a hospital to cut off life support when you are brain dead in case your spouse is not available to give the word. This is not an uncommon occurrence as you could both be dead or incapacitated in a crash, for example. You can be free to go without interference from politicians who think they can raise the dead or from relatives who can't make the decision. Doctors know when it is time.
The Orman program is probably about as simple as it can be, but it deals with legalities, life and death, money and real estate and other property. That is all hard stuff. Attorneys will likely charge close to $2000 to do this because it takes hours of work. So, it is not an easy even for professionals. I managed to complete everything in about five hours. Those that have used tax software will find the process familiar.
Suze gives you stuff to read and also does a voice-over in some cases. Other experts also chime in now and then. I thought this was going to be annoying, but actually found it to be useful. I do suggest earphones or decent speakers if you are forced to operate in a noisy environment.
In California, at least, some of the forms need to be witnessed and notarized. The witnesses cannot be beneficiaries, so you have to get two strangers to sign some ominous documents for someone they do not know. I was lucky to find a couple in the hair salon next door to the notary. This is not the fault of Orman, but still you have to line people up. You might call the notary for advice. Stupid requirement.
There are multiple forms, several pages each. You need to make copies for relatives, your doctor and hospitals. That adds up to a lot of copies and a lot of paper that needs to be accurately collated. I suggest you get a stapler and a bunch of manila mailers that are addressed.
You also need cover letters. For example, the copy of the advanced directive that goes to your doctors should have a cover letter explaining that you are sending the directive so it will be in their files in case the need should arise to use it some day.
I also emailed my relatives and told them their will and directive copies were coming and what my general expectations were. I guess it is more traditional to keep it a secret until the end. Depends, I suppose.
Oh, and one of the forms is a narrative that details the disposition of your property. For example, you could say that aunt Mary gets your collection of pornographic statues, Uncle Bill gets the tv and so on.
So, it took me all day to complete the program, get witnesses and notary, collate and mail everything. That is about as fast as possible I think. Afterward, I felt relieved and accomplished. I had more than one drink in celebration.
There is nothing as nice as getting nagging odious tasks done. And the colonoscopy saved my life, so there.
I gave Suze five stars. I have not compared her program to any of the others. The legal requirements are the same and I figure Orman is in a position to hire competent legal and technical people. There is no way to know if everything will go smoothly for my heirs. One could hire an attorney to look it over and that shouldn't take too long.
The program does a good job of guiding you through a complex procedure. You still have to make decisions, of course, but the fact that this all went smoothly and everything printed was very impressive. This was done on a Mac, which is good since programs like this are usually ported to Windows first. Now that Macs also run Windows makes it even more likely to work for you on any computer.
I am impressed with this program and recommend it. I doubt that there is any way to make a will/trust/directive program any easier and I trust that the people behind it are competent. So, five stars.
Will and Trust Kit.......2007-05-07
Overall the Will and Trust kit is very easy to use. It is a bit glitchy on the Mac, but when I switched to the PC I was able to produce all the documents I needed. What I like most is that after creating the Trust document, the program walked me through funding the trust. It does not matter how much you know about Wills and Trusts, all you need to know is who you want to get what when you die. As a bonus you get the Living Will document. This is something I wish my father had when he was sick and finally died.
not enough info about what this software can offer.......2007-04-04
The software does not give enough info about what this software is capable of doing. For example, I found out in the middle of interview questions that the software can not do AB trust. THis makes this software totally useless.
Customer Reviews:
received an old edition - very disappointed.......2007-05-21
I'm very disappointed with my order with Amazon. Two co-workers and I all ordered from Amazon and we all got different editions of this textbook; none of them being the most recent. I am going to send mine back.
Full of information but dense.......2007-05-09
I received this book in the high hopes of having everything explained to me in clear English. For the most part, my expectations were met. The downside is that the reading is quite dense in most parts. In addition, being a Tax Professional, I found a few, minor errors in the Tax Planning section. Otherwise, the book has been a tremendous help in my studies to become a CFP(R).
CFP Course 1.......2007-03-24
Good book to form the foundation for the CFP training and exam. It's too expensive, however. My guess is that it is priced assuming most students get reimbursed by their employers. For those of us who have to pay for the book out of our own pockets, it is too expensive.
Typical Textbook.......2007-02-21
textbook was purchased new. It is a large softcover which I am not sure will hold up for the length of my studies and I have found that much of the tax information is of course out of date and there are a couple of references that are incorrect. Time for a reprint.
Pretty good.......2006-07-25
A lot of good info. Fills in the gaps in my knowledge of investing, finance, banking, estate planning, retirement options, etc. There are quite a few typos, however, and a lot of awkward sentence structure. Strange because it's nothing that MS Word wouldn't catch. It needs a pro writer re-write.
Book Description
Real Estate Advantages is for first-time as well as seasoned real estate investors. It reveals the tax and legal loopholes available and most important, how they can be used together to not only maximize your income--but accelerate your income from real estate investing. Sharon Lechter and Rich Dad's Advisor Garrett Sutton team up for the first time to deliver practical, proven strategies and formulas--from the perspective of successful investors, CPAs and asset protection attorneys--for acheiving the greatest leverage from real estate investing. Written in easy-to-understand language, this book de-mystifies the legal and tax aspects of investing with easy-to-follow, real life examples. Real Estate Advantages reveals how you can find good advisors, create steady monthly income, reduce your risk, pay less in taxes, make more money with your banker's money and, best of all, the government helps you!
Customer Reviews:
Loaded with Helpful Strategies .......2007-08-26
Very informative. This book is full of great strategies of how to maximize your return and how to protect your real estate investments and retire comfortably. You will learn how to choose the right asset protection for your investments, how to maximize your real estate investments to your retirement advantage, the use of 1031 exchange to pass on assets to your kids without paying capital gain tax, how to mix and match business entities if you have multiple RE investments in different states, learn the advantages and disadvantages of a Nevada, Wyoming, California, Texas corporation or LLC. After reading this book, I attended a seminar with the co-author lawyer, Garrett Sutton, at a National Real Estate Investment Club Expo in L.A Convention Center. We had a Q&A after his presentation. This guy really knows his stuff. He seems to be a nice and humble person. If you are a RE investor or thinking of becoming one, I highly recommend this book. I also recommend that you consult with his office for asset protection. He does business over the phone for all states. You can also get lots of tips and info in Garrett Sutton's websites.
A Solid Foundation for launching a RE Investing career..........2007-08-20
Of all the Real Estate "How To" books and programs I've purchased over the years, one thing was always lacking...the legal aspects of holding and protecting the property. A few may have touched on it, but nothing as meaty as this book. Very informative and easy to understand. Buying real estate without reading this book would be like going into combat without weapons and body armor...at some point you're going to end up getting killed ( or sued ). In this day and age where people are suing fast food restaurants for making them fat, or cigarette companies for giving them cancer, don't think some tenant won't sue you some day for something equally as stupid. This book is super cheap insurance...buy it if you're seriously considering real estate investing.
Road to sucess!.......2007-06-10
The money you will save buying this book will save you thousands!It is a reference book that help you avoid all the common tax and legal problems when investing in real estate.
The ultimate get started book.......2007-04-10
This has been one of the best books on real estate I have ever read. I am just about to get started and will definately put this book into action. It is hard to get all of the topics for real estate into one easy to read format, but the Rich Dad advisors have done it and with a little flare. It is an easy read and good for anyone serious about getting started or if you have made mistakes along the way.
Great Stuff for the Money wise!.......2007-04-10
Full of great information if you want to know how to avoid costly mistakes for managing your excess funds.
Book Description
Real people, real transformations!
"Absolutely amazing! It completely shifts your paradigm for life. One of the most wonderful things about it is that the results are immediate. My whole perception and relationship to money has undergone a major, substantial change."
—Chris Attwood, writer and teacher, California
"I've spent most of my life trying to figure out what's true and what's real. I have to say I now have a clear glimpse into what it really is."
—Tom Hill, Colorado
"Before Busting Loose from The Money Game, I was very unhappy and frustrated in my life. I was driven to find more ways to make money. I changed jobs, cities, countries, went back to school, read books. Financially, the stress was causing anxiety attacks and migraines so severe I stayed in bed. The joy I feel now is priceless. Money is there when I need it, in the amount that's needed, no matter what occurs (car repairs, unplanned trips, etc.). It's absolutely amazing!"
—Suresh Thakoor, Texas
"As a retired professor on a fixed and limited income, I always lived from a tight budget and felt compressed by it-especially at the end of the year. I don't use a budget anymore and have opened up new streams of income that were always closed to me in the past."
—Howard Rovics, Connecticut
"It opened a whole new dimension for me and shifted my perspective on life completely. I especially love how practical it is. The application is so simple, so effective . . . and fun!"
—Doris Kahle, Hagen, Germany
"I'd had a lot of success in the corporate arena, made a ridiculous amount of money and lost a ridiculous amount of money. But I was caught in a cycle of making it, losing it. I needed to break that cycle-for myself and my family-and this gave me the keys to do that. Busting Loose from The Money Game opened a window I had no clue even existed. This is very cutting-edge, a revolutionary approach to unwrapping yourself from limitations. If you're not satisfied with where you are financially and you're concerned about your future, get this book!"
—Ben Coleman, Texas
Customer Reviews:
not worth your time.......2007-10-06
I am what my friends call money and self help obsessed...so reading this book was no stretch for me. I can honestly say that I have read a lot of books on money, and a lot of books about freeing you mind...and this is the WORST book written on both subjects. I totally wasted my time, please take my advice and don't waste yours. Every chapter left me thinking...WHAT? no seriously what is he talking about? It was worthless and I would never recommend it to anyone.
This book has NOTHING to do with money. Don't waste your time or money.......2007-09-30
This book has nothing to do with money. It is a book full of vain philosophies, none of which are backed with any proof whatsoever. If you are looking for good books on managing money, getting out of debt, or building wealth I would recommend books such as: The Total Money Makeover by Dave Ramsey; Rich Dad, Poor Dad by Robert Kyosaki; Multiple Streams of Income by Robert Allen; and Money, What Financial "Experts" Will Never Tell You by Alan Williams, Peter Jeppson, and Sanford Botkins. Also check out the website and resources found at [...].
Is Comfort Important To You?.......2007-09-28
Like others have said, the idea is the world, including the human experience is holographic. Maybe it's true, maybe it's not. I'd save a lot then expect to lose it over the course of a year or more it would take you to cross the mental point where you 'bust loose' and really convince yourself that life and money aren't real. At the very least, do not owe anyone money. I just could not vibe with this book for long. I'd rather save, invest and get stuff I want.
Try the library. I never read it now.
An Amazing Book.......2007-09-20
This is an amazing book that really helps the reader to eliminate the sources of dissatisfaction in his/her life if one is willing to commit to The Process. After just a few short days of using The Process I have had some incredible personal breakthroughs and I eagerly look forward to what else I create within my life experience.
My inspiration to buy this book came largely from the few really negative reviews written on this site. Thank you to all those who shared their fears in the form of attacks against the book and its author. I have been clearly shown again that there is tremendous value in that which stirs up so much emotion as people keep their death grip on obsolete views of the nature of life. The world never was flat just because people believed that to be true, acted as if it were true, and invested their lives in protecting those beliefs.
In the pages of this book you will not find strategies on how to earn more money or to protect what you already think that you have, however you will find a strategy to recover all of the energy and power that you have given to your life situations. As you recover this power you will have the capacity to act more boldly to pursue the unique authentic life that you came here to live.
If you have any inclination to buy the book, just go for it. Then give yourself the gifts of reading it with an open mind and applying its wisdom to your life.
Whether you liked the book or not - HAVE A GREAT DAY!!!!
Author FAILS to prove his thesis, to put his money where his mouth is. .......2007-08-19
The author proposes that money is an illusion (agreed)and that you can create all the money you want by fully transcending the illusion. He gives a primitive method to eliminate negative beliefs and emotional charges about money --(Psycanics offers a more precise, faster, less painful and more powerful technique.) The book is well written and interesting, even plausible. The reason I fail the book with 1 star is that, at the end, the author states that it is possible to have an infinite abundance of money (one way is writing "magic" checks that are always good). However, the author apparently has never done this. He says he still has multiple streams of normal income from books and businesses and speaking engagements. Until the author proves his thesis by eliminating all human income sources and actually lives wealthy by the means he proposes, this book is just a FANTASY.
Book Description
David Bach has a plan to help you live and finish rich—no matter where you start
So you feel like you’ve started late?
You are not alone.
What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck?
What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings?
See? You’re really not alone.
Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how.
You can start late and finish rich—but you need a plan.
This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it.
I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach.
Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start.
—David Bach
Is it too late for me to get rich?
Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”
There IS hope, and help is here at last!
In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges.
Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it.
The Start Late, Finish Rich promise is bold and clear:
Even if you are buried in debt – there is still hope.
You can get rich in real estate – by starting small.
Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had.
You can start a business on the side – while you keep your old job and continue earning a paycheck.
You can spend less, save more and make more – and it doesn’t have to hurt.
David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.
Customer Reviews:
great for any age!.......2007-09-27
Everyone should read this book who is over 30! Bach gives a great blueprint for achieving financial independence. Read "The Instant Millionaire" also.
Great Advice.......2007-09-26
The book is well written and offers practical advice for anyone serious about getting their finances focused on their future. The book isn't enough to get you to the goal but is a fabulous starting point for the journey. I plan to by other books by David Bach.
Good First Push to Wealth.......2007-09-21
David Bach is a good, not great, financial advisor. That being said, this book could just as easily have been yellow and black and been named "Wealth for Dummies." That is NOT a condemnation! This is a perfect starting point for those that want to get on the way to financial freedom. He speaks the truth, easily understood. Further reading will be needed AFTER you put his concepts into ACTION!!!
BUY IT!
A Good Section on Real Estate.......2007-09-01
As someone who buys fix-up houses and rents them out, I read with interest Chapter 19 "Get Rich Investing in Real Estate ... On the Weekend." I think that the author describes, in a condensed form, exactly what anyone can do to be successful in real estate.
In my opinion, the two safest ways to get into real estate, and the author describes each technique, are: 1) buy a home, rent it, then do it again, and/or 2) buy a home, live in it 2 years, then sell it without paying any federal taxes using the "homeowner's tax break." Over the past six years, my wife and I have used both techniques. We have several properties that we keep as rental properties and provide us with cash flow. In addition, we also buy houses in need of repair with the intention of selling them and utilizing the "homeowners tax break" to pay no federal taxes.
My wife and I didn't sock away much money for retirement, but with our rental houses, we have a flow of income that will last as long as we keep the houses. Many people stay away from rental properties because they don't want to deal with renters. However, with practice anything is easy, including dealing with renters, and the rewards far outweigh the difficulties.
If you really don't want to deal with renters, just use technique #2, where you buy and sell every two years. I like to say that technique #2 is for people who wear both a belt and suspenders, they really like to play it safe.
Oveall, I thought the book was pretty good, and I especially recommend the sections on real estate investing.
Rah, Rah, Sis-Boom-Bah...... yuck........2007-08-28
This book is just a rewrite of Mr. Bach's other Finish Rich books. The book presents methods someone could use to save for a comfortable retirement. All the ideas discussed are common sense items which can be found in many other places. The ideas themselves, without the cheerleading style, could be discussed in a book half it's size.
If you need the cheerleading touchy-feely style to get you to consider the methods in the book, then you might consider buying ONE of Mr. Bach's books, the one that most applies to you. There is no need to waste money on the rest of his books... you'd just be reading about the same ideas all over again.
Book Description
This is the landmark book that changed the way exceptional families think about their heritage, their wealth, and their legacy to future generations - now revised and expanded. "A masterpiece. No one is more astute than Jay Hughes about the topics of family wealth and family life." - Charles W. Collier, Senior Philanthropic Adviser, Harvard Univesity.
Customer Reviews:
Great Treatment of Family Wealth Topics.......2007-09-28
I really enjoyed this book. It's a great treatment of key issues facing families transitioning significant wealth across generations.
This is not a tedious discussion of dry, technical strategies requiring an LLM in taxation to understand. Rather, it is an analysis of ways to maximize the long-term positive impacts of wealth on a family while minimizing the negative ones.
While this book would be a helpful read for anyone concerned about leaving heirs more than just money, I think families with estates over $5MM would find some of the advice most directly applicable to the challenges they face.
Family Wealth - Keeping it in the Family.......2007-02-16
As an advisor, preparing for my first Family Meeting, I found this more helpful than most other books on Family Governance. I really liked the way in which it talks about not just financial capital, and social capital, but human & intellectual capital as well. It resonated well with me and with my Family Office clients. It gives more of a structure for developing the governance model than other books I've seen.
Immensely valuable for members of a family business.......2007-01-03
Chapter 1 applied most directly to my situation, and this chapter alone makes the book worth having on my shelf. Hughes' perspective, from both his own family and his experience advising other families, gives the book authority.
Often family wealth seems to be treated as a "dirty little secret" where money concerns trump people concerns. Hughes provides a framework where financial, human, and intellectual assets can all be considered. He shows that family wealth can be a path towards growth of individuals, families, and their wealth, through investments, philanthropy, and professional development.
Bravo!
Hands on, long term familiy peace.......2006-08-19
I profound and comprehensive book on long term principles and practices to preserve family wealth (human an financial).
A must reading for medium family businesses.
Addresses issues of significant importance in the wealth management process.......2006-08-18
As principal of a financial planning and wealth management firm, I highly recommend this book for families who have acquired wealth and want their children and future generations to be concerned about their human, intellectual and social development in addition to the growth of their financial resources.
Family Wealth does a good job of addressing issues of importance to wealthy families such as the need to create and establish mission statements, plan for family governance and how to create a mutually rewarding relationship with trustees and financial advisors.
As someone with practical experience in planning and/or supervising all aspects of a client's financial planning needs with the goal of protecting and enhancing retirement assets and estates, I especially like the emphasis by Hughes on the need for long-term thinking and how personal and intellectual development is just as important as financial decisions in the family organization.
This book has added a new dimension to our multi-disciplined practice. Along with our principal specialty, retirement income and retirement plan distribution strategies, we now help our clients think of ways to use their financial capital to nurture and enhance their human and intellectual capital.
Book Description
In the grand scheme of things, money's not that important. It's important only to the extent that it allows you to enjoy what's important to you. And not worrying about your finances is critical to having a life that excites you, nurtures those you love, and fulfills your highest aspirations. If you want to make smart choices about money, based on what is important to you--your core values--this book is for you.
This informative and well-written book will help you build a financial strategy, starting with your own unique values--what is truly important to you. By defining these unique values, you can create a plan that not only looks good on paper, but spurs you to follow through and achieve your goals. Values-Based Financial Planning: The Art of Creating and Inspiring Financial Strategy will help you realize what's important to you, align your financial choices with the great life you want, and become inspired to do whatever it takes to have that life.
Customer Reviews:
My advice to you is...........2007-07-30
If you are an Advisor, read the book for the good of your clients. If you are a client, read the book for your benefit and the benefit for your Advisor. The main focus is on personal values, but the issue of the Client-Advisor relationship is explored as well. You may be a nightmare Advisor, or you may be a nightmare Client. Find out, and if so, fix it!
Give Credit Where Credit Is Due.......2006-06-16
As a financial professional who strives daily to help my clients make smart choices about their money, I am impressed by Bill's personalized approach to helping people take control of their lives by showing them ways to create and implement a viable foundation for their ideal financial future. There are many approaches of course, perhaps infinite, to planning wisely for your future. No one method or process is perfect. However, if you're truly serious about taking financial control over your future, whether you invest for yourself or work with a competent professional, then seek ideas and methods that are focused on helping YOU fulfill what's important to you in life. Bill's work talks directly about doing this and in beneficial ways that can help you make real progress towards achieving your lifetime goals and fulfilling your values.
Solid and broad-picture financial book for investors.......2005-05-26
Bachrach does a great job at helping investors identify their own personality type and recognize what is really important to them in investing. You wont find stock tips in this book but you will find the tools needed to create an overall roadmap and financial plan to help you meet your true root financial goals. This is the important part. One of my favorite points that Mr. Bachrach makes, one that I emphasize with people I advise is that there are certain things you can't hire someone to do for you: spending time with your family, exercise, travel etc. There are some things you can delegate- financial planning is one of them. Bill Bachrach also has a healthy and objective view about advice for investors who are not sure if they want to use the services of an advisor.
If you want the book with the hot trading tip of the day to add to your 500 book collection of investing books, this is not the book for you. If you are looking for an overall strategy to help meet your financial goals then this book is recommended.
Live your life following what's most important- Your Values.......2004-03-01
Bill Bachrach's book can help all investors, young and old, to reach all their financial goals so they can live the best possible life. Because everyone is different, that best life will be different for everyone.
Even the "do-it-yourself" investor can make better decisions by understanding that investing is not about getting the highest returns all the time, because no one can do that, but, it is about getting the returns they need to reach their financial goals without taking undue risks.
"Collaborators", those who like to get ideas from, and bounce ideas off, an investment salesperson, can make better decisions about where to invest their money.
Finally, "Delagators", those who want to spend their time on those things that are more important than money, such as their health, their important relationships, and their career or retirement, can have a way to find a "Trusted Advisor" who will help them reach their financial goals by preparing a proper investment, tax, and estate plan and coach them to implement the plan.
Inside, the reader will find a blank "Financial Road Map" to complete at home, or, with their advisor. There is also a valuable comparison of a "Trusted Advisor" and a "Salesperson" to help in the selection of someone to help implement the plan.
Bill Bachrach has developed this approach over the last fifteen years. Bill has been recognized as one of the most influencial people in the financial services industry in the U.S.A. He has coached hundreds of advisors in North America and around the world in his process. His stated goal is to help change the financial services industry to become more client oriented.
Fantastic intro to financial planning.......2003-10-14
Bachrach's book is a valuable read, whether you are a financial whiz or still looking for direction. I was impressed that the book is endorsed by Stephen Covey (see back cover) but was not surprised. Bachrach encourages us to focus on our values first because there is a direct connection to what is important to an individual and their money. The book also does a wonderful job of helping people determine whether they should do their own financial planning or hire an advisor. Bachrach gives some great tips on finding a "trusted advisor" rather than a salesperson. This book was well worth the money. I now have a great deal of clarity about my values, goals, and the next steps I need to take to make my Financial Road Map a reality.
Books:
- Small Business Start-up Kit for California
- Small Business Start-up Kit for California
- SPIN Selling
- SPIN Selling
- Strategic Brand Management, Second Edition
- StrengthsFinder 2.0: A New and Upgraded Edition of the Online Test from Gallup's Now, Discover Your Strengths
- Successful Writing at Work
- The Art of Innovation: Lessons in Creativity from IDEO, America's Leading Design Firm
- The Art of Project Management (Theory in Practice (O'Reilly))
- The Art of Selling to the Affluent: How to Attract, Service, and Retain Wealthy Customers & Clients for Life
Books Index
Books Home
Recommended Books
- Co-Opetition : A Revolution Mindset That Combines Competition and Cooperation : The Game Theory Stra
- 'Tis: A Memoir
- Shanties from the Seven Seas
- The Cubicle Survival Guide: Keeping Your Cool in the Least Hospitable Environment on Earth
- The Customer-Driven Company: Managerial Perspectives on QFD
- Ways with Words: Language, Life and Work in Communities and Classrooms
- The New Dictionary of Cultural Literacy: What Every American Needs to Know
- 2000 Miller GAAP Implementation Manual - Restatements and Analysis of Other Current FASB, EITF, and
- Techniques of Event History Modeling: New Approaches to Casual Analysis
- The Size of Thoughts: Essays and Other Lumber
General
| Business & Investing
| Subjects
| Books
Think and Grow Rich
The Passion Test: The Effortless Path to Discovering Your Destiny
The Attractor Factor: 5 Easy Steps for Creating Wealth (or Anything Else) from the Inside Out
Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!
Ask and It Is Given: Learning to Manifest Your Desires
