Dictionary of Real Estate Terms, Sixth Edition (Barron's Business Dictionaries) (Barron's Business Dictionaries)
Average customer rating: 4.5 out of 5 stars
  • Great tool to have!
  • Constant companion
  • Brain enhancer
  • probably the best dictionary of it's kind
  • Great reference to keep handy!
Dictionary of Real Estate Terms, Sixth Edition (Barron's Business Dictionaries) (Barron's Business Dictionaries)
Jack P. Friedman , Jack C. Harris , and J. Bruce Lindeman
Manufacturer: Barron's Educational Series
ProductGroup: Book
Binding: Paperback

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Accessories:
  1. Real Estate Handbook (Barron's Real Estate Handbook) Real Estate Handbook (Barron's Real Estate Handbook)

ASIN: 0764124463
Release Date: 2005-11-08

Book Description

This updated and expanded edition of a valuable handbook for home buyers and sellers defines and explains more than 2,500 real estate terms related to mortgages and financing, brokerage law, architecture, rentals and leases, property insurance, and much more. The text is supplemented with more than 200 line illustrations plus graphs, charts, and tables.

Customer Reviews:

5 out of 5 stars Great tool to have!.......2007-09-05

It is very useful for everyday people, students and real estate professionals. It explains the real estate concepts in simple words, so that even a person that knows nothing about real estate understands it.

5 out of 5 stars Constant companion.......2007-06-08

Excellent reference book - I keep it nearby and use it on a regular basis.

5 out of 5 stars Brain enhancer.......2007-05-06

This is a good reference book to have laying around the office. Whether a debate on a definition, or the answer is on the tip of the tongue, you can find it in this helpful dictionary.
Unless you have a photographic memory this book will be a good investment.
Knowing how and where to find the answer to a real estate related question is as valuable as knowing the answer. Good study guide for newbies also. It pays to enhance your word power. Get one....
E. Perry, Broker

5 out of 5 stars probably the best dictionary of it's kind.......2007-04-03

as someone who works in real estate, i find myself refering to this dictionary all the time. this is probably the best pocket sized dictonary on real estate on the market. great value.

5 out of 5 stars Great reference to keep handy!.......2007-02-02

I bought this book when I first started as an analyst two years ago. It helped immensely when terms were thrown around in a meeting and I didn't know what they meant. This book comes with easy to understand definitions, formulas, and examples. I don't need it as often anymore, but it still comes in handy when I want to double check on something, or when I'm writing memos. I recommend this to every new analyst that walks through the door!
The Complete Dictionary of Real Estate Terms Explained Simply: What Smart Investors Need to Know
Average customer rating: 5 out of 5 stars
  • The Complete Dictionary of Real Estate Terms Explained Simply
  • Essential reference book for every real estate investor
  • A perfect pick for both specialty college-level courses in real estate and the general-interest library.
  • Don't even think off buying real estate without this book
  • Superb Reference Source for Real Estate
The Complete Dictionary of Real Estate Terms Explained Simply: What Smart Investors Need to Know
Jeff Haden
Manufacturer: Atlantic Publishing Company (FL)
ProductGroup: Book
Binding: Paperback

GeneralGeneral | Business & Investing | Subjects | Books
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InvestmentsInvestments | Real Estate | Business & Investing | Subjects | Books
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  4. Investing in Duplexes, Triplexes, and Quads: The Fastest and Safest Way to Real Estate Wealth Investing in Duplexes, Triplexes, and Quads: The Fastest and Safest Way to Real Estate Wealth
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ASIN: 0910627010
Release Date: 2007-01-08

Product Description

Real estate words and real estate terms can be very confusing. Both experienced real estate investors and consumers will love this A-to-Z guide packed with more than 2,400 complicated terms easily defined. No categories are overlooked. Find all the answers you'll ever need to a universe of real estate terms on thousands of subjects, such as: abstract of title, wraparound debt, caveat emptor, escheat, metes and bounds, pipestem lot, recital, testator, devisee, and 2,400 more. This new book is designed to assist real estate agents, consumers, and investors. This new handy guide will simplify these complicated and confusing terms for quick and easy understanding. You will not find lengthy and difficult words in the description, just short and easy to understand answers.

Customer Reviews:

5 out of 5 stars The Complete Dictionary of Real Estate Terms Explained Simply .......2007-03-20

Jeff Haden, a little known name in the real estate world may just become very well known with this very complete dictionary of real estate terminology. Coming from the legal profession, I believe that any real estate or title attorney needs to have this book in their reference library. We might be calling the checking of real estate terms as "Hadenizing." Check this out! Where else can you find real estate terminology that explains how the terms came into existence, how they pertain to you in the ever active marketplace, and instruct you how you can improve your real estate business. Sometimes, I go back to my old Army days. When I was in Basic Training we were given a book that was referred to by the Drill Sergeants as the Smart Book. It contained all the rules we were to know by the end of the training course. Literally, all the rules, definitions, and it came with quick references to allow you to pinpoint what the Drill was trying to scream at you to learn. That was a lot of stress for a young guy in training... and there is just as much stress when you have thousands of dollars involved and it is up to your expertise to get the job done. Well that's just where this book fits in, a rule book that gives you what you need to know in a business that seems to be turning different directions with every wind blow. I'm not trying to say that you can't go it on your way without this book, but why try learning what has already been learned... just move on and use a book like this to help you become the best darn real estate agent in the business. And one thing I do know is that you can't know everything. A good reference is what all the successful professionals use and here it is! This book is thorough and very complete. Real estate agents, both with prior experience or newly licensed, need to keep this as a reference as well. Don't get me wrong; this book isn't just for the experts!! It's built for the laymen just getting into property investment and novice house flippers. Good work Jeff! Keep on "Hadenizing" the real estate terms.

5 out of 5 stars Essential reference book for every real estate investor.......2007-03-13

Haden's dictionary is just that: a dictionary. This book is not a "how to" manual that you typically see in the real estate investor section at your local bookstore; instead, this book is the reference that should accompany every other book you've bought. It is arranged like a standard dictionary, with terms in alphabetical order and cross-referenced where appropriate. There is no index, but finding the term you need is simple since they are arranged so logically.

Each definition is explained in simple, everyday English. Unlike many specialized dictionaries I've seen, these explanations do not require you to look up five more words in order to understand them. Everything you need is contained in that entry, right where you need it. Also, if a term usually has an acronym associated with it, that acronym is also provided.

"The Complete Dictionary of Real Estate Terms" explains almost all of the terms you would need, from the relatively simple terms like "open house" and "commission" to the more complex subjects including dispossess proceedings, gift causa mortis, and short-term capital gain. I recommend buying a copy of this book and keeping it with you wherever you do business (your desk, your car, your office, etc.) so that you will not let the lingo slow down your profits.

5 out of 5 stars A perfect pick for both specialty college-level courses in real estate and the general-interest library........2007-03-05

Real estate terms can be quite confusion and while other references weave definitions into the mix, for a fine A-Z coverage with simpler explanations than most, choose The Complete Dictionary of Real Estate Terms Explained Simply. Subjects range from debts, escheat, recital, devisee and more specialty terms but definitions are geared to consumers, investors and others both within and outside the industry, making it a perfect pick for both specialty college-level courses in real estate and the general-interest library.

5 out of 5 stars Don't even think off buying real estate without this book.......2007-01-30

"The Complete Dictionary of Real Estate Terms Explained Simply" gives the reader everything the title promises. It is packed with 2,400 words or phrases used in the world of real estate. Each entry is explained in terminology that is easy for anyone to understand. It would be a good idea to have this book before speaking to a real estate agent. You will be able to refer to the dictionary to understand what the real estate agent is telling you, while giving the appearance of having past real estate experience. This book definitely will give you the edge when dealing with real estate transactions.

I would recommend this comprehensive reference resource for both seasoned real estate investors and anyone considering entering into a real estate transaction.

5 out of 5 stars Superb Reference Source for Real Estate.......2007-01-27

With real estate having become such a popular investment choice--either for one's primary residence, second home, or rental property--it is crucial to have a definitive, reliable source of industry information. This dictionary definitely delivers what its title promises: a complete explanation, in understandable language, of real estate terms.

As a result, interested readers can cut through the labyrinth of terms. The book's easy-to-use, comprehensive list of terms includes 2,400 definitions. Every term from the simple, such as "abstract of title," to the difficult, such as "pipestem lot," is defined. Jeff Haden has certainly taken out the guesswork of the real estate world.

For anyone investing in real estate or simply buying or selling their home, this is an invaluable guide.
Wall Street Lingo: Thousands of Investment Terms Explained Simply
Average customer rating: 5 out of 5 stars
  • Comprehensive Reference Tool!
  • The author holds some thirty years of experience
  • Gotta Love The Lingo!!!
  • One of the must-have references for individual investors
  • Wall Street Lingo - Thousands of Investment Terms Explained Simply, by Nora Peterson
Wall Street Lingo: Thousands of Investment Terms Explained Simply
Nora Peterson
Manufacturer: Atlantic Publishing Company (FL)
ProductGroup: Book
Binding: Paperback

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ASIN: 1601380380
Release Date: 2007-02-19

Product Description

Finally, a finance dictionary compiled with the individual investor in mind. Wall Street Lingo does more than define the terms your stockbroker, the Wall Street Journal and CNBC pitch at you it explains them in a way that traditional dictionaries can t. Where other dictionaries start at A and end at Z, Wall Street Lingo is organized in chapters, by subject. It begins where you begin with a topic that has piqued your curiosity and ends only when your curiosity has been satisfied. Have you ever wondered about the difference between CPI and PPI? In other dictionaries, you ll find the definitions 200 pages apart. Wall Street Lingo brings them together in the chapter Economics for Investors. EBITDA. Gross Profit. Net Profit. Shareholders Equity. You could waste precious time searching for explanations to help you analyze a company s financial condition. Or you can open Wall Street Lingo to the chapter Decoding Financial Statements. If you think technical analysis is only for the pros, flip to the chapter Technically Speaking for dozens of plain English translation to stock chart terms like Bollinger bands, MACD, Elliott wave theory and Bearish Divergence. It might change your mind. Whether you re an experienced investor or are exploring the market for the first time, you ll appreciate the easy-reading style and unique structure of this innovative investment tool. - Over 1,000 terms individual investors need to know and understand for profitable investing - Definitions organized by topic - Fully indexed and cross-referenced - Exhaustive list of commonly used acronyms - Helpful resources, complete with websites Wall Street Lingo is an essential reference that translates the jargon used on Wall Street into direct, easy to understand, Main Street language and organizes it the way you use it.

Customer Reviews:

5 out of 5 stars Comprehensive Reference Tool!.......2007-08-22

In this book, the author takes what seems to be an overwhelming amount of information on the subject of Wall Street and organizes it into easy to locate sections and chapters. This fact, more than anything else, is what I think sets this book apart from many other financial reference books. While many reference books (particularly in the financial realm) that I have read lay out information alphabetically and join them with confusing financial jargon, this book does a good job of defining the many phrases and words associated with Wall Street and putting them into layman's terms. As a result, I would recommend this book to anyone starting out in the world of Wall Street. Since I have had no previous experience at all with investing on Wall Street, I must say that the sheer volume of the text was overwhelming. But the organization of the book really helps and I think it will be even more helpful to those who have already dabbled some in the stock market and are looking for an easy to understand reference tool.

Another aspect of the book I found particularly helpful was the various breakout boxes that accompanied the chapters. These breakout boxes, noted by the title "a closer look," essentially took some of the more complicated or important terms (such as momentum investing and initial public offering) and helped clarify them even more than they were in the initial definition. This style is also helpful because it immediately drew my attention to the most important thing on the page. All in all, I found this book to be full of extremely relevant and helpful information. However, it is important to keep in mind that this book is by no means easy reading. While the terms themselves are simply defined, the sheer complexity and wealth of information about the stock market and Wall Street requires more than one leisurely read. I would recommend that those interested in getting started in Wall Street investing read the book once, then keep it close by as a reference book and search tool.

5 out of 5 stars The author holds some thirty years of experience .......2007-06-09

Nora Peterson's WALL STREET LINGO: THOUSANDS OF INVESTMENT TERMS EXPLAINED SIMPLY provides a finance dictionary not for the seasoned investor but for the everyday individual. It defines stockbroker terms and explains them easily, adopting a subject-oriented organization for quick and easy reference and pairing of terms and translating Wall Street jargon into easily-understood points. The author holds some thirty years of experience and her background charting futures and trading in securities lends authority to this primer, perfect for business library collections.

5 out of 5 stars Gotta Love The Lingo!!!.......2007-03-23

I wouldn't go to a foreign country without a phrase dictionary and I wouldn't consider doing investment research without Wall Street Lingo by my side. As author Nora Peterson points out, what happens on Wall Street doesn't stay on Wall Street. If you want to put your hard-earned money to work earning a solid ROI (return on investment) rather than taking a Random Walk and hoping for the best, you need this dictionary.

With the wealth of information available on the internet, there is no reason why you can't make informed decisions about how and where to put your money to work for you. Fortunes are made by understanding the details involved in corporate investing but those all-important details are frequently hiding behind special terms and techniques that investors need to learn. Wall Street Lingo bridges the gap with quick, easy-to-understand definitions and related terms so that you can cut to the chase and make good choices.

The bottom line is that if you want to know what people are up to, you have to understand their language. Investors, business students and anyone whose job depends directly or indirectly on corporate America should own this book.

5 out of 5 stars One of the must-have references for individual investors.......2007-03-20

Before using this dictionary, I wouldn't have been able to tell you that a "dead cat bounce" is when the stock crashes and then rises slightly or that a "beauty contest" is when a company tours prospective underwriters before an IPO (which, by the way, is an Initial Public Offering). The arrangement of the terms, not in alphabetical order, but by category, helps when you are generally working on a particular area.

Each term is also cross-referenced with any other terms which would be useful. While this is useful, I wish Peterson had also added the page numbers to the cross-references. This would save a step in the look-up process (instead of going back to the index and then finding out it was on the page before the one you were previously on). Other than that, I can't find any complaints with this reference. I know very little about investing, but was able to understand the definitions easily. It makes a great book to have on the shelf when reading the NYT or Wall Street Journal.

The best thing about this reference is the list of acronyms and internet resources found at the end of the book. This alone would justify the price of the book as I have used these lists extensively. Overall, I would recommend this as one of the essential references to have on your desk.

5 out of 5 stars Wall Street Lingo - Thousands of Investment Terms Explained Simply, by Nora Peterson.......2007-03-20

This book is a great reference piece for those wishing to get into investment, or entering more advanced economic studies. The author, Nora Peterson, goes to great lengths to produce a dictionary of Wall Street jargon in terms understandable to the everyday laymen. I caught myself going to through the Wall Street Journal and getting a kick out of finding terms I often skipped through before. After going through the dictionary I felt more assured that I would be able to use these terms more effectively when using them for business presentations. I don't believe that one would just read the whole book for their entertainment; this is a reference piece, much like any dictionary. But, I do believe that those who want to know more historical information on how the jargon developed would be enthralled to keep this book as a good reference. I'm not always into using big terminology, or using terms that I really don't have a grasp of. But, there are both customers and business associates who do use these terms on a regular basis. Why not have a better grasp and turn that meeting at the water cooler into a learning environment. Best of all, you can be teaching the lesson, giving you the some added respect from that associate or boss. I know that I have had problems filling out those PowerPoint slides... I just hate that. This book can give you some of those value added fillers to better explain your business proposal. I truly believe that I will greatly benefit from this book on my reference shelf. I give this book a good reference thumbs up.
The Essential Dictionary of Real Estate: Completely Up-to-Date; Over 3,000 Real Estate Terms Explained (Essential Dictionary)
Average customer rating: 4 out of 5 stars
  • Essential Dictionary of Real Estate
  • reluctant buyer
The Essential Dictionary of Real Estate: Completely Up-to-Date; Over 3,000 Real Estate Terms Explained (Essential Dictionary)
Lisa Holton
Manufacturer: Barnes & Noble
ProductGroup: Book
Binding: Paperback

GeneralGeneral | Business & Investing | Subjects | Books
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ASIN: 0760739072

Book Description

"A" is for A la Carte Real Estate Service--transactions rendered one at a time instead of a commission-based, full service relationship. "Z" is for Zero Rate Loan, a loan with a large down payment and the balance to be paid in equal payments over a short period of time, with no interest charged. (Usually offered by an eager seller.) These terms, and everything in between, are found in this handy, easy-to-use dictionary, which defines all you need to know, from Appraisals to Zoning. It contains more than 2,000 words and concepts, all simply defined and with illustrations, charts, and graphs. Whether you're buying your first home, renovating an old one, or negotiating a purchase of investment property, this essential reference can help you simplify the complex terms and legalese that you'll find in every aspect of owning real estate.


Lisa Holton was formerly a business editor at the Chicago Sun-Times.

Customer Reviews:

4 out of 5 stars Essential Dictionary of Real Estate.......2006-03-18

Useful book, especially when I'm stuck for an understandable definition of a real estate term. Some of the definitions are different than those given in the real estate class I'm taking. Then again, some terms have more than one definition, and both are correct. Not state-specific. This is for national.

4 out of 5 stars reluctant buyer.......2003-11-03

as a first time property buyer i was getting bogged down in a lack of language skills. Nothing meant what I thought it did. The Essential Dictionary of Real Estate cleared that up for me and I was able to procede with confidence
The Shorter Encyclopedia of Real Estate Terms
Average customer rating: Not rated
    The Shorter Encyclopedia of Real Estate Terms
    Damien Abbott
    Manufacturer: Delta Alpha Publishing
    ProductGroup: Book
    Binding: Hardcover

    GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
    GeneralGeneral | Business & Investing | Subjects | Books
    GeneralGeneral | Real Estate | Business & Investing | Subjects | Books
    SalesSales | Real Estate | Business & Investing | Subjects | Books
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    BusinessBusiness | Encyclopedias | Reference | Subjects | Books
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    ASIN: 0966894618

    Book Description

    The SHORTER ENCYCLOPEDIA OF REAL ESTATE TERMS defines and explains over 7,500 terms, supplemented by more than 1,000 citations (cases, statutes and other authorities), 20,000 cross references, and over 400 bibliographical references.

    The primary focus of the Shorter Encyclopedia is terminology drawn from English and American real estate practice. However, it also contains Australian, Canadian, New Zealand, Scots Law, Civil Law and Latin terms.

    The book is unique in that it chronicles the meaning and significance of a particular term, and provides an explanation of the legal and practical significance of the entry. It is a comprehensive reference book on real estate terminology — a dictionary, a thesaurus and an Encyclopedia, rolled into one.

    The Encyclopedia covers every aspect of real estate (law, economics, finance, insurance, investment, taxation, urban planning, appraisal/valuation and management) and is an essential reference guide for any investor, lawyer, consultant or real estate professional, as well as being particularly useful for students.

    The Appendices contain information on over 80 Real Estate Associations (including web addresses), a comprehensive Table of Measurements, the major Real Estate Investment Formulae, and a list of Abbreviations and Acronyms.
    Concise Encyclopedia of Real Estate Business Terms
    Average customer rating: Not rated
      Concise Encyclopedia of Real Estate Business Terms
      Bill Roark , and Ryan Roark
      Manufacturer: Best Business Books
      ProductGroup: Book
      Binding: Hardcover

      GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
      GeneralGeneral | Business & Investing | Subjects | Books
      GeneralGeneral | Real Estate | Business & Investing | Subjects | Books
      SalesSales | Real Estate | Business & Investing | Subjects | Books
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      All TitlesAll Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
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      ASIN: 0789023415

      Book Description

      An invaluable resource for real estate professionals and students

      Concise Encyclopedia of Real Estate Business Terms puts the terms used every day in the marketing and study of real estate at your fingertips. With a simple A-to-Z format, this comprehensive reference guide gets right to the point, providing brief but clear definitions and understandable explanations for more than 300 current terms and concepts used in every aspect of the real estate industry. An essential communication tool for anyone working in real estate management, insurance, economics, and urban planning, this practical guide is equally valuable for libraries, academics, and students.

      Compiled by Bill and Ryan Roark, realtors and co-hosts of "Taking Care of Business," a live weekly real estate news and information talk radio program, the Concise Encyclopedia of Real Estate Business Terms provides quick and easy access to the terminology that's unique to the real estate industry. From A (AAA Tenant, absorption rate, abstract) to Z (zoning) and everything in between, this handy reference resource will ensure you're not at a loss for words when dealing with the legal and financial issues related to real estate and property. The book also includes an appendix of sample forms and contracts and another that covers measurements and conversions.

      The Concise Encyclopedia of Real Estate Business Terms explains:

      adjustable rate

      brokerage fee

      due diligence

      internal rate of return (IRR)

      loan to value (LTV)

      non-binding agreement

      planned unit development (PUD)

      recapture rate

      sale leaseback

      tertiary trade area

      upside/downside

      warranty deed

      and much more! The Concise Encyclopedia of Real Estate Business Terms is equally valuable as a professional reference guide and as a classroom and library resource.
      Handbook of Real Estate Terms Revised
      Average customer rating: Not rated
        Handbook of Real Estate Terms Revised
        Dennis S. Tosh
        Manufacturer: Pearson P T R
        ProductGroup: Book
        Binding: Paperback

        GeneralGeneral | Business & Investing | Subjects | Books
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        ASIN: 0133760707

        Book Description

        This reference is a must have for all real estate students and professionals. It is a dictionary of terms for the field of real estate in addition to providing appendixes on the Real Estate Organization, Real Estate Commissions, and Real Estate Forms.
        The Complete Dictionary of Mortgage & Lending Terms Explained Simply: What Smart Investors Need to Know
        Average customer rating: Not rated
          The Complete Dictionary of Mortgage & Lending Terms Explained Simply: What Smart Investors Need to Know
          Atlantic Publishing Company
          Manufacturer: Atlantic Publishing Company (FL)
          ProductGroup: Book
          Binding: Paperback

          MortgagesMortgages | Real Estate | Business & Investing | Subjects | Books
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          ASIN: 1601380143
          Dictionary of Environmental Legal Terms
          Average customer rating: Not rated
            Dictionary of Environmental Legal Terms
            C. C. Lee
            Manufacturer: McGraw-Hill Professional
            ProductGroup: Book
            Binding: Hardcover

            Civil ProcedureCivil Procedure | Procedures & Litigation | Law | Subjects | Books
            Environmental & Natural Resources LawEnvironmental & Natural Resources Law | Law | Subjects | Books
            GeneralGeneral | Law | Subjects | Books
            Labor & EmploymentLabor & Employment | Business | Law | Subjects | Books
            PropertyProperty | Business | Law | Subjects | Books
            English (British)English (British) | Dictionaries & Thesauruses | Reference | Subjects | Books
            ScienceScience | Dictionaries & Thesauruses | Reference | Subjects | Books
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            Environmental & Natural Resources LawEnvironmental & Natural Resources Law | Law | Professional & Technical | Subjects | Books
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            GeneralGeneral | Science | Subjects | Books
            ASIN: 0070381135

            Book Description

            Over 10,000 environmental legal terms at your fingertips. Get the last word on virtually any environmental and occupational legal terms with the new Dictionary of Environmental Legal Terms, by C. C. Lee. You don't have to wade through the huge volume of CFRs and various environmental regualtions--this easy-access resource quickly gives you the answers you need to comply with today's tough laws. You get precise definitions for over 10,000 legal terms, plus references that guide you to related codes and manuals for each one. It's simply the fastest, easiest way to get: Statutory definitions from all major environmental laws, such as the Clean Air Act, Clean Water Act, the Safe Drinking Water Act, the Resource Conservation and Recovery Act, the Toxic Substances Control Act and the Superfund Act; Regulatory definitions from the entire 40 CFT--Part 1 to 1517; Health-related environmental definitions from 29 CFR; Radioactive waste-related environmental defini
            A Dictionary of Hawaiian Legal Land-Terms
            Average customer rating: Not rated
              A Dictionary of Hawaiian Legal Land-Terms

              Manufacturer: University of Hawaii Press
              ProductGroup: Book
              Binding: Paperback

              GeneralGeneral | Administrative Law | Law | Subjects | Books
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              ASIN: 0824816366

              Books:

              1. Execution: The Discipline of Getting Things Done
              2. Film Directing: Shot by Shot: Visualizing from Concept to Screen (Michael Wiese Productions)
              3. Financial Accounting: Tools for Business Decision Making
              4. FLIP: How to Find, Fix, and Sell Houses for Profit
              5. Flipping Houses For Dummies (For Dummies (Business & Personal Finance))
              6. Flipping Houses For Dummies (For Dummies (Business & Personal Finance))
              7. Globalization and Its Discontents
              8. Godel's Proof
              9. Guerrilla Marketing for Financial Advisors
              10. Harvard Business Review on Innovation

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